Workplace Assault & Hazard Insurance
Why choose Workplace Assault & Hazard Insurance?
NEW Needlestick and Felonious Assault Plan
Each day police officers respond to events nationwide focused on serving and protecting the public. In the course of these daily events various situations can occur unexpectedly where the officer may be injured and their families suffer a loss of income over a brief or prolonged period of time. While Workers Compensation pay can cover some of these expenses, they do not adequately cover all household financial needs. What can a FOP member do to help protect their financial security?
The Needlestick & Felonious Assault Plan provides lump sum cash benefits payable directly to the affected officer in addition to any other benefits received from their department and/or municipality. Coverage is Guaranteed Issue, meaning you cannot be denied a policy when you elect to enroll regardless of prior health history. The only requirement is that you be actively employed on your effective date of coverage.
- Violent Assault Injury: Receive up to $200,000 in tax-free cash payments if an injury or fatality is sustained as result of a workplace assault.
- Needlestick Injury & Infection: Up to $200,000 tax-free in the event you miss work because you contracted an infectious disease in the workplace, including HIV, Hep-B & C, and Ebola.
- Accidental Life Insurance: In the event of accidental death, whether on or off duty, beneficiaries will receive a tax-free, lump sum cash payment of $100,000 or $200,00 in addition to any other life insurance benefits you already have.
- Accidental Dismemberment: Offers up to $200,000 in a tax-free, lump sum cash payment, in addition to other insurance benefits you may have.