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exclusive benefits for

FOP Members

No matter your stage in life, we offer benefits that will prepare you for what lies ahead.


Medicare Advantage

Taking care of you and your family is a priority. Aetna has offered our members two health insurance plans designed to meet you where you are.

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Home Buying and Mortgages

Direct Mortgage Loans

A complete mortgage solution for FOP members. FOP Benefits has partnered with Direct Mortgage to offer competitive mortgage rates for new homes and refinancing.

Homes for Heroes

Real heroes, real savings.  Homes for Heroes, Inc. is the largest nationwide network of affiliate real estate specialists; committed to providing easy ways for heroes to save on a home.

CrossCountry Mortgage

We have home financing solutions for every type of borrower, with competitive rates you expect from a nationwide lender. FOP members and their families enjoy no lender fees on a home purchase or refinance loan.

Dental & Vision

Colonial Life

Don’t wait to make a plan. Life can take turns and FOP Benefits wants you to be prepared for the unexpected. We have partnered with Colonial Life to offer FOP members exclusive access to Dental, Accident, Critical Illness, Term life, and Whole Life Insurance.

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Liberty Mutual

Your personal property is important to you. Protect it with Liberty Mutual Auto and Home Insurance.

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Cipolla Insurance Individual & Lodge Life

Cipolla Insurance has provided State and Local Lodges with Life and Accidental Death/Line of Duty Benefits for over 40 years. This coverage is designed as a lodge paid benefit of membership. All members of the lodge are included, both active and retired.

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Colonial Life

Don’t wait to make a plan. Life can take turns and FOP Benefits wants you to be prepared for the unexpected. We have partnered with Colonial Life to offer FOP members exclusive access to Dental, Accident, Critical Illness, Term life, and Whole Life Insurance.

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Liberty Mutual Pet Insurance

Liberty Mutual’s customized Pet Insurance delivers multiple policy options spanning accidents, illnesses and wellness with affordable coverage and the ability to select the percentage you’ll get back from each visit up to 90%, your deductible and your annual maximum. Choose the best policy to protect your pet with coverage underwritten by a company with more than 100 years of insurance experience, and the flexibility to use any vet.  Fetch a quote below or call 1-844-250-9199 and reference promo code FOP for your discount.

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Travel Perks

We know work is stressful, so let us take some of the burden away. We want to make sure you and your family get the vacation you deserve. Enjoy time away without worrying about the details. As a member of the Fraternal Order of Police, you have earned savings on ocean and river cruises, land tours, resort stays, and more.

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Avis Car Rental

Grand Lodge of FOP Members can save up to 30% off Avis PAY NOW rates when making a reservation. Complete your reservation and receive instant online and email confirmation of your travel plans.

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Heroes Vacation Club

Heroes Vacation Club is excited to partner with the FOP to offer an incredible, affordable, and well-earned vacation option. Heroes Vacation Club is built around the idea that our heroes deserve the best! With so many vacation options from hotel to resorts and more, there are so many ways to relax and get away. It’s FREE to join!

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Health & Wellness


What are your wellness goals?  FOP members have access to BurnAlong, an online health and wellness platform that will help you achieve your goals via virtual instruction and social motivation.

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Heritage RX

Up to 80% savings on pharmaceuticals including pet meds!

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With the Active&Fit Direct program, you’ll have access to: 11,000+ Standard Fitness Centers and Studios, 5,000+ NEW Premium Exercise Studios and Fitness Centers, 4,000+ Digital Workout Videos, The Ability to Purchase a Membership for Your Spouse (or domestic partner), One-on-One Lifestyle Coaching, No Long-Term Contracts All starting at just $25 a month.  To enroll, you must first download the FOP app to validate your FOP membership. 

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In the Blue Family, No One Should Fight Alone. That’s why Doctegrity offers FOP members and their families 24/7/365 Teletherapy and Telehealth. No Copays. No deductibles. No surprise bills. Just one annual subscription gets you (and the whole family) unlimited access to board certified primary care physicians and licensed mental health therapists

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Legal Defense 


Hylant and the FOP have partnered with IDTheft Assist to bring our clients affordable and reputable identity theft response service. IDTheft Assist will react quickly to resolve and restore your financial reputation and protect your personal information so that you can get on with the important things in life.

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Legal Defense Plan

Legal defense protection is a necessity for law enforcement professionals. The FOP Legal Defense Plan offers lodges and members a very affordable and comprehensive plan with several options.

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FOP Visa Card
The FOP Visa® Rewards Credit Card features a flexible rewards program with thousands of rewards options and additional cardholder benefits.

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College Ave Student Loans

Get the money you need to reach your higher education goals. The Fraternal Order of Police has partnered with College Ave to provide a simple application and a personalized loan experience for undergraduates, graduates and parents.

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National Police Credit Union

National Police Credit Union can finance up to 100%** of your next new or used car at competitive Auto Loan rates and terms.

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higher education

Eastern Gateway College

FOP members can earn a free college degree.

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Identity Theft


You work hard to protect us everyday, so let us help to protect the things most valuable to you. FOP Benefits provides access to LifeLock® identity theft protection. As a member, you can receive alerts via phone, email or text to notify you of suspicious activity, and their award-winning U.S. based team of specialists will work to resolve identity theft problems.  Your identity is worth protecting.

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Legacy Planning


LifeExec provides a secure life management web application designed for storing your important information along with tailor-made plans to keep your closest contacts informed during any life event. From accidental injury or legacy planning, travel to medication reminders, LifeExec has you covered. LifeExec was voted the #1 lifesaving application and is recommended by leading wealth managers, insurance agents, and estate planners.

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As a member of FOP, you and your spouse get 10% off an estate plan through Trust & Will, the leading online estate planning platform. Benefits include: affordable pricing, easy-to-use platform, top-rated member support, free shipping, and you can complete your will online from the comfort of your own home. Secure your legacy and loved ones today.

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